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Do you Dream about being Debt Free

In these uncertain times where stock markets have been crashing, mortgage defaults are high, people getting retrenched and businesses are going under, it is no wonder most people are more worried than ever about how they are going to make ends meet, pay the bills and put food on the table, particularly with high levels of crippling consumer debt.It does not have to be all Doom and Gloom. 

You really can take control of your situation and live a comfortable lifestyle when you know how…Today's world is so focused on immediate gratification and hyper consumerism that many people have forgotten how to really enjoy life.  They don't even know how to slow down and enjoy the simple things in life that can give so much more meaning and fulfillment to their lives.

People are spending an inordinate amount of time at their jobs and they are constantly scrambling to keep up.  That leaves little time left for family and friends – and they certainly don't have time left over for themselves!  Many have abandoned their personal values for the sake of "appearing wealthy".  Their vital capacities of life are suffering and they don't even realize it is happening.  Is it any wonder we are experiencing a Global Credit Crisis, fuelled by high levels of consumer debt that has been all too easy to get. 

In a world where spending tomorrow's earnings and cash has become the norm, it's hard to imagine a life with financial, mental, physical and spiritual peace.  But don't be fooled.  Simplifying your life and living a 'better life' filled with purpose is at your fingertips.  All it requires is taking control of your finances and your vital capacities of life (it's not as difficult as you may think).

Unfortunately most people don't know how to slow down long enough to take control of their own lives.  They continue on the treadmill and rat-race of life day in and day out – experiencing little joy and fulfillment with where and how they spend their time.  They're so busy trying to keep up with everyone else, that they lose themselves and their own identity.Today's "I've got to have it now" mentality is robbing tens of thousands of people from enjoying life.  The stress and anxiety from being over-worked and loaded with debt takes a toll – yet they keep on doing what they are doing.  They feel Trapped! (Does this sound familiar?)

If they keep on doing what they are doing, they'll keep on getting what they have been getting – deeper in debt and more stressed!Isn't it time to make a change?

It's about Simple living.

It's not about things; it's about beliefs and principles and making some simple changes in your life. There are four major areas of life associated with "wealth"

1.       Financial wealth

2.     Mental (emotional) wealth

3.     Physical wealth

4.     Spiritual wealth

All of these areas of your life are interrelated and interconnected in some way (if they are not aligned you could find yourself crippled with a serious debt problem). How "wealthy" you are in each area is most likely determined by your values and goals. When you approach life with goals that are incongruent with your values, you create confusion and anxiety for your body, your mind, and your life!

Conflicting values and goals can lead to unhappiness, insecurity, stress, depression, and both mental and physical illness. But when you establish goals that are driven by your true values, then you have greater harmony and peace in your life.

Read on to discover how you can simplify your life and lead a debt free, simple and abundant lifestyle."Debt Elimination – Simply Living Debt Free" can show you how to get out of the debt trap and give you peace of mind so you can enjoy life, even in these challenging economic times.

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Sibling rivalry can be a cause for worry in some parents.

However, it is a problem that can be corrected. Part of preventing sibling rivalry involves understanding why it occurs in the first place.   A combination of different changes can result in jealousy and competitiveness among brothers and sisters.  

On of the most common causes of sibling rivalry is the loss of attention that an only child receives when a new brother and sister is born. Another cause of competitiveness between brothers and sisters is the feeling that he or she is not the favored child-that one or both parents’ love one of the children more than the others.

Often siblings will try to become the favored child by competing for their parent’s attention in some way. This could happen in two ways-by good deeds committed or by bad deeds committed.  A child who does good most of the time will receive attention from his parents, and so will a child that does “bad” things most of the time.

The reason a “good” child chooses to always strive for positive approval is because those children may only feel loved when a parent notices something good he or she has done.  

The “bad” child does “bad” things for a similar reason, to receive the love and attention from a parent that often accompanies discipline. (Negative attention to this child often seems better than no attention at all, which is often the reason why certain children will act out.) 

Another aspect of sibling rivalry is for one child to find a way to get the other child in trouble. This may be accomplished when a jealous child decides to “tattle” on the other in the event that other child has done something that is considered wrong in one or both of the parent’s eyes.  Some children will even make up lies about a brother or sister, especially if the favored child who can “do no wrong” in a parents eyes will believe the lies told.  This is true in a case when parents do not discipline fairly in a household.  Sibling rivalry can be seen as a negative aspect of growing up, or it can be seen as a positive aspect of growing up. Some view it as the first step towards two children learning how to resolve conflict.

Parents can step in and help siblings learn how to “fight fairly”.  At a certain age, it is recommended to not intervene in every single little “battle” that your children may have.  It is important to let them learn to work out conflicts on their own. If you allow them to develop healthy conflict-resolution styles chances are they will develop mature friendships and relationships when they are older. 

On the other hand, you do not want to allow your children to abuse one another by hitting one another or calling names. However, you want to encourage them to learn how to get along and to forgive one another when hurt has been caused.

 One thing you can do as a parent to decrease the likelihood that your children will hate one another is to love them for who they are as individuals. Although you cannot always treat each child the same, you can try to be as fair as possible when enforcing rules, applying discipline, and allowing certain freedoms.  Also, it is important that you as a parent avoid comparing one child to another. For instance, it is best to not make statements to your children such as “why can’t you be more like your sister (or brother)?”  In the long run this can damage a child’s self-esteem.  Do your best to encourage all of your children to develop into the unique beings that they are. 

Be generous with you praise and love to all of them.

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