a

Are you spending too much money on silly car wastes?

Even if you treat your car like a loyal pet, you can probably find ways to treat your car well without indulging in wasteful car-related expenses. Cars can easily make us act irrationally, but that doesn't mean we have to succumb to spending money that neither helps us or our cars that we love.

 Here are some tips on avoiding wastes and saving money on your car maintenance. Do you fill your car with premium gas? If you think that buying premium gas is the only way to go with your car, maybe it's time to reevaluate. In these days of record high gas prices, you should make sure that you are not overspending on gasoline. Generally speaking, you will be OK simply by buying the cheapest gasoline that doesn't cause your car's engine to knock. Many people purchase expensive premium gasoline because they think of it as a special treat that will help their car run better and longer. In most cases, however, octane will merely help prevent a knock, but it won't make your car immune to other problems.

Aggressive oil change schedules – many people change their oil more frequently than is actually necessary. There are many tune-up chains and auto repair businesses that advise 3,000 mile oil changes. In fact, most car manufacturers recommend 5,000, 7,500 or longer intervals between oil changes. Get to know your car and your manufacturer's recommendations and follow these rather than the oil schedule recommended by your mechanic.

Using the dealer for all your car maintenance needs While it may seem simpler and even safer at times, chances are that you are overpaying on repairs and maintenance by taking your car directly to the dealer. Save money by finding a good, reliable independent mechanic. Dealer prices and parts are often inflated. Don't be afraid to comparison shop, even if it may be a little inconvenient or time-consuming.

Learn to change a flat tire If you don't already know how to do it, make it a point to learn to change a flat tire. Not only will you save hundreds of dollars in case that you should get a flat, you will probably also save a lot of time. Who wants to wait around for a half hour or more in the heat or cold for somebody to come change your tire, when there is a very good chance that you can do it yourself? If you're afraid to learn, find a trusted friend to teach you. Practice in your garage or yard until you have it down, or even take a basic auto maintenance class if they are offered in your area.

Scrupulously avoid the ten dollar car wash Drive by any car wash and see how many people are waiting in a long line, just for a bucket of gray water or an overpriced professional car wash. Nothing shows that you care about your car than giving it a good regular cleaning on your own. Invest in the proper equipment (a bucket, blade, soap, water, dry towel) and see how nice it can be to get a good clean for a lot less.

Keep a small vacuum cleaner on hand to pick up stray dust, dirt and crumbs from the interior. Don't jump to conclusions Many car owners make the mistake of buying a whole new set of tires when what the car really needs is new shocks. Or you perhaps you misinterpret a brake squeal as a call for new brakes. In many cases, especially if you are not on schedule for replacements, these may be symptoms of smaller troubles. A brake squeal could also mean that you may need new rotors or pads. Make sure to investigate thoroughly and keep records of all maintenance so that you are not prone to jumping to conclusions.

Find ways to save small amounts of money  – if you are interested in more tips and stratergies to save money and be on the road to being DEBT FREE then chech out our great new eBook  -Simply Living  – DEBT FREE

http://www.bestbabycareebooks.com/pregnancy-baby/debtconsolidation/

Do you Dream about being Debt Free

In these uncertain times where stock markets have been crashing, mortgage defaults are high, people getting retrenched and businesses are going under, it is no wonder most people are more worried than ever about how they are going to make ends meet, pay the bills and put food on the table, particularly with high levels of crippling consumer debt.It does not have to be all Doom and Gloom. 

You really can take control of your situation and live a comfortable lifestyle when you know how…Today's world is so focused on immediate gratification and hyper consumerism that many people have forgotten how to really enjoy life.  They don't even know how to slow down and enjoy the simple things in life that can give so much more meaning and fulfillment to their lives.

People are spending an inordinate amount of time at their jobs and they are constantly scrambling to keep up.  That leaves little time left for family and friends – and they certainly don't have time left over for themselves!  Many have abandoned their personal values for the sake of "appearing wealthy".  Their vital capacities of life are suffering and they don't even realize it is happening.  Is it any wonder we are experiencing a Global Credit Crisis, fuelled by high levels of consumer debt that has been all too easy to get. 

In a world where spending tomorrow's earnings and cash has become the norm, it's hard to imagine a life with financial, mental, physical and spiritual peace.  But don't be fooled.  Simplifying your life and living a 'better life' filled with purpose is at your fingertips.  All it requires is taking control of your finances and your vital capacities of life (it's not as difficult as you may think).

Unfortunately most people don't know how to slow down long enough to take control of their own lives.  They continue on the treadmill and rat-race of life day in and day out – experiencing little joy and fulfillment with where and how they spend their time.  They're so busy trying to keep up with everyone else, that they lose themselves and their own identity.Today's "I've got to have it now" mentality is robbing tens of thousands of people from enjoying life.  The stress and anxiety from being over-worked and loaded with debt takes a toll – yet they keep on doing what they are doing.  They feel Trapped! (Does this sound familiar?)

If they keep on doing what they are doing, they'll keep on getting what they have been getting – deeper in debt and more stressed!Isn't it time to make a change?

It's about Simple living.

It's not about things; it's about beliefs and principles and making some simple changes in your life. There are four major areas of life associated with "wealth"

1.       Financial wealth

2.     Mental (emotional) wealth

3.     Physical wealth

4.     Spiritual wealth

All of these areas of your life are interrelated and interconnected in some way (if they are not aligned you could find yourself crippled with a serious debt problem). How "wealthy" you are in each area is most likely determined by your values and goals. When you approach life with goals that are incongruent with your values, you create confusion and anxiety for your body, your mind, and your life!

Conflicting values and goals can lead to unhappiness, insecurity, stress, depression, and both mental and physical illness. But when you establish goals that are driven by your true values, then you have greater harmony and peace in your life.

Read on to discover how you can simplify your life and lead a debt free, simple and abundant lifestyle."Debt Elimination – Simply Living Debt Free" can show you how to get out of the debt trap and give you peace of mind so you can enjoy life, even in these challenging economic times.

Interested in reading and learning more  - Then check out our brilliant new eBook on -  www.bestbabycareebooks.com